TesorenTesoren vs Empower
Track every asset in any currency, with no advisor sales calls and no bank connections to break. See which fits you.
Updated
The short answer
Choose Empower if you want budgeting and automatic syncing with US bank accounts. Choose Tesoren if you'd rather not get advisor sales calls, are tired of broken connections, or hold assets in several currencies and countries. Tesoren is manual by design: you update balances yourself, so nothing disconnects.
Try TesorenTesoren vs Empower at a glance
| Feature | Empower | Tesoren |
|---|---|---|
| Price | Free; Premium tiers | Free |
| Sales calls | Frequently reported by users | No advisors and no sales calls |
| Bank connections | Automatic sync; users report frequent connection issues | None to break: you enter balances yourself, so there's nothing to reconnect |
| Budgeting | Yes | Not included: Tesoren tracks net worth, not spending |
| History and analytics | Yes | Net worth over time, allocation by asset type, monthly change, best and worst month, year-by-year totals, a chart per account |
| Privacy | Syncing requires linking your bank accounts | No bank logins; hide-amounts mode; delete your data anytime |
Strengths and weaknesses
Empower Free; Premium tiers
Strengths
- Decent interface
- Good budgeting tools
- Automatic account syncing
Weaknesses
- Many users report frequent sales calls from advisors
- Users report frequent connection issues
- Balances aren't updated in real time
Tesoren Free
Strengths
- Every asset in any of 160+ currencies, consolidated into one total
- History by asset type, month and year, at past or current exchange rates
- No account limit and no bank connections to break
- Works on any phone or computer; imports Worth It and spreadsheets
Weaknesses
- You update balances yourself (no automatic bank sync)
- No budgeting or transaction tracking
- No native App Store app yet; it runs in the browser
Which one should you choose?
Choose Empower if…
- You want budgeting and spending categories
- You want US bank and brokerage balances to sync automatically
Choose Tesoren if…
- You don't want advisors calling to sell you wealth management
- You're tired of reconnecting accounts that keep breaking
- You hold assets in more than one currency or country
- You track things no bank feed covers, like property, private companies or collectibles
How to switch from Empower to Tesoren
Export your account balances or history to a spreadsheet, then upload it in Tesoren under Settings → Import data. Any file with date, account and value columns works, with optional currency and category columns. You can also add accounts by hand in a few minutes.
Frequently asked questions
Does Tesoren connect to my bank like Empower?
No. Tesoren is a manual tracker: you enter balances when you like, typically monthly. You never share bank passwords, and there's nothing to disconnect.
Will Tesoren call me to sell financial advice?
No. Tesoren has no advisors and doesn't make sales calls.
Does Tesoren have budgeting like Empower?
No. Tesoren focuses on net worth across assets and currencies, not spending.
Can Tesoren track assets outside the US?
Yes. Each account keeps its own currency, from more than 160, and your total is shown in the currency you choose.
More comparisons
This comparison is based on publicly available information and reports from users as of November 2026. Prices and features change, so check Empower's website for current details. Empower is a trademark of its owner; Tesoren isn't affiliated with or endorsed by it. Spotted something out of date? Email support@tesoren.com and we'll fix it.